Lady Investors Are Rare, Suggests Lady Investor, Because Women ...

Lady Investors Are Rare, Suggests Lady Investor, Because Women Worry Investing Might ‘Bankrupt’ Their FemininitySpringboarding off of an infamous USA Today infographic (and utilizing a handy Wild, Wild West conceit), finance oracle Whitney Johnson tried her darnedest to unravel the mystery about why female leaders are still a relative rarity in the wide world of investing. It's certainly a puzzle, because, although women are accounting for more of our college grads, are more often earning the bread in a household, and represent just about half of the entire labor force, the USA Today article that sparked Johnson's brief disquisition about ladies in finance found that a mere 22 percent of women are comfortable marionetting a household's purse strings, and a mere 12 percent are seasoned investors.

What's the haps with these numbers? There's no empirical proof to suggest that women suck at investing money anymore than dudes do, so why aren't women breaking through the finance world's glass brick ceiling? Despite the bevy of Old West metaphors at her disposal, Johnson seems initially stumped:

But the fact is that in the Wild West of investing, an Annie Oakley is rare - the realm of investing is still very much a dude ranch. While there may be 1 in 5 women for whom learning to invest is simply an exercise in sharp shooting, for the remaining 80%, I suspect it really is their first rodeo. According to the Bem Sex-Role inventory, society considers a woman to be feminine only within the context of a relationship or when she is giving something to someone. Project this image of the feminine ideal into the world of investing and the only "socially acceptable" roles for women are limited - perhaps doing due diligence as a "helper" or writing a check as a donor.

But lo! There's always an answer or, in this case, a theory masquerading as an answer ? Johnson shares a little morsel of insight about donations that she gleaned from a chat with one of the social entrepreneurs in Fast Company's "League of Extraordinary Women." This social entrepreneur decided to designate her business as a non-profit because, she found, women were much more willing to donate than to invest, which, according to Johnson, is highly "illogical," at least from a financial perspective. Where, then, does this strange upwelling of financial hysteria come from?

So how do we explain the high investing anxiety of four out of ten women? I suspect because, deep down, they fear it will bankrupt their femininity. But if women don't feel comfortable handling their own money, it's unlikely that they'll feel comfortable handling a P&L for their firm - and if you don't feel comfortable with P&L responsibility, you're not going to make it to the top ranks of management.

To be fair, Johnson is more eager to offer investment advice and encouragement than delve very deeply into her pseudo psycho-analytic explanation as to why nearly forty percent of women are anxious about making big financial decisions, but her reasoning, however offhand or casual, points to the very tall and sturdy gender ramparts that largely keep women from assuming positions of authority within America's towering financial fortress (see? we can all have fun with conceits). Maybe investing vis-?-vis donating is perceived as somehow masculine, but then again maybe women are just way more honest about how distressing big financial decisions can be. You'd have to be some kind of a senseless mule not to be intimidated by plunking down the yolk of your nest egg on the stock market and watching it skip merrily away like a ball on a roulette wheel.

It's Time We Had More Female Investors [Business Insider via Harvard Business Review]

Image via Emese/Shutterstock.

Source: http://jezebel.com/5972082/lady-investors-are-rare-suggests-lady-investor-because-women-worry-investing-might-bankrupt-their-femininity

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Putin signs antiadoption law, throwing pending adoptions into confusion ( video)

About 1,000 Russian children were adopted by US families in 2011, and around 50 such adoptions are pending.

By Fred Weir,?Correspondent / December 28, 2012

Orphan children play in their bedroom at an orphanage in the southern Russian city of Rostov-on-Don December 19. A bill banning Americans from adopting Russian children went to President Vladimir Putin for his signature on December 26, 2012 after winning final approval from parliament in retaliation for a U.S. law that targets Russian human rights abusers.

Vladimir Konstantinov/Reuters/File

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President Vladimir Putin signed the Dima Yakovlev Act?into law Friday, banning all adoptions of Russian orphans by US citizens as of Jan. 1 and throwing dozens of currently ongoing adoptions into confusion.

Skip to next paragraph Fred Weir

Correspondent

Fred Weir has been the Monitor's Moscow correspondent, covering Russia and the former Soviet Union, since 1998.?

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The mood among workers in the almost 40 Russia-accredited adoption agencies, which?have survived repeated bouts of political tensions and ever-tightening regulations over the years,?was near despair Friday.

"We have two cases of adoption in court and we're just asking ourselves the same question, what will be next?" says Lyudmila Babich, of the Cold Spring, New York-based Happy Families Center.

"We have no text of this law, nor any explanations of what's supposed to happen now. So, we're waiting," she says.

Any hope that Mr. Putin might impose some restraint upon a measure that even members of his own cabinet have criticized?as possibly illegal and diplomatically disruptive were dashed Thursday when Putin explicitly endorsed the adoption ban and other tough measures against US citizens working in Russia in televised remarks.

"I see no reason not to sign the law," Putin said.

He added that he would also sign a presidential decree to improve procedures for adopting Russian orphans and abandoned children domestically, and also boost measures to help children with serious disabilities and health problems ? who were previously the major pool of orphans made available for foreign adoption.

About 1,000 Russian children were adopted by US families in 2011, down from the annual average of 3,000 or so in the past decade, and only a small portion of the 120,000 Russian children who are considered eligible for adoption. Under Russian law, a child can be offered to prospective foreign parents only after having been rejected three times by Russian families.

Framed as 'selling' children

Russian nationalists argue that it's a shame for Russian children to be "sold" abroad, and several of the lawmakers who championed the Dima Yakovlev bill argued they will sponsor further efforts to ease the plight of Russia's huge numbers of institutionalized children.

Putin lent his support to the harshest critics of international adoption Thursday, by casually likening Russian children taken into US families to economic refugees.

"There are probably many places in the world where living standards are higher than ours. So what, are we going to send all our children there?" Putin said with sarcasm. "Maybe we should move there ourselves?"?

Source: http://rss.csmonitor.com/~r/csmonitor/globalnews/~3/RU0rYpwDFxo/Putin-signs-antiadoption-law-throwing-pending-adoptions-into-confusion-video

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Woman charged with murder in New York City subway death

NEW YORK (AP) ? A woman who told police she shoved a man to his death off a subway platform into the path of a train because she has hated Muslims since Sept. 11 and thought he was one was charged Saturday with murder as a hate crime, prosecutors said.

Erika Menendez was charged in the death of Sunando Sen, who was crushed by a 7 train in Queens on Thursday night, the second time this month a commuter has died in such a nightmarish fashion.

Menendez, 31, was awaiting arraignment on the charge Saturday evening, Queens District Attorney Richard A. Brown said. She could face 25 years to life in prison if convicted. She was in custody and couldn't be reached for comment, and it was unclear if she had an attorney.

Menendez, who was arrested after a tip by a passer-by who saw her on a street and thought she looked like the woman in a surveillance video released by police, admitted shoving Sen, who was pushed from behind, authorities said.

"I pushed a Muslim off the train tracks because I hate Hindus and Muslims ever since 2001 when they put down the twin towers I've been beating them up," Menendez told police, according to the district attorney's office.

Sen was from India, but police said it was unclear if he was Muslim, Hindu or of some other faith. The 46-year-old lived in Queens and ran a printing shop. He was shoved from an elevated platform on the 7 train line, which connects Manhattan and Queens. Witnesses said a muttering woman rose from her seat on a platform bench and pushed him on the tracks as a train entered the station and then ran off.

The two had never met before, authorities said, and witnesses told police they hadn't interacted on the platform.

Police released a sketch and security camera video showing a woman running from the station where Sen was killed.

Menendez was arrested by police earlier Saturday after a passer-by on a Brooklyn street spotted her and called 911. Police responded, confirmed her identity and took her into custody, where she made statements implicating herself in the crime, police spokesman Paul Browne said.

The district attorney said such hateful remarks about Muslims and Hindus could not be tolerated.

"The defendant is accused of committing what is every subway commuter's worst nightmare," he said.

On Dec. 3, another man was pushed to his death in a Times Square subway station. A photo of the man clinging to the edge of the platform a split second before he was struck by a train was published on the front page of the New York Post, causing an uproar about whether the photographer, who was catching a train, or anyone else should have tried to help him.

A homeless man was arrested and charged with murder in that case. He claimed he acted in self-defense and is awaiting trial.

It's unclear whether anyone tried ? or could have tried ? to help Sen on Thursday.

Mayor Michael Bloomberg on Friday urged residents to keep Sen's death in perspective as he touted new historic lows in the city's annual homicide and shooting totals.

"It's a very tragic case, but what we want to focus on today is the overall safety in New York," Bloomberg told reporters following a police academy graduation.

But commuters still expressed concern over subway safety and shock about the arrest of Menendez on a hate crime charge.

"For someone to do something like that ... that's not the way we are made," said David Green, who was waiting for a train in Manhattan. "She needs help."

Green said he caught himself leaning over the subway platform's edge and realized maybe he shouldn't do that.

"It does make you more conscious," he said of the deaths.

Such subway deaths are rare, but other high-profile cases include the 1999 fatal shoving of aspiring screenwriter Kendra Webdale by a former psychiatric patient. That case led to a state law allowing for more supervision of mentally ill people living outside institutions.

___

Associated Press writer Karen Matthews contributed to this report.

Source: http://news.yahoo.com/woman-charged-murder-ny-subway-shove-death-223404308.html

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new technology in electronics: Shopping And Product Reviews

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Chevy Camaro production to move to US

Chevy Camaro?production is moving out of the Oshawa Car Assembly plant in Canada and into the Lansing Grand River Assembly Plant in Michigan, Ireson writes.

By Nelson Ireson,?Guest blogger / December 29, 2012

In this June 2011 file photo, a worker checks the paint on a Camaro at the GM factory in Oshawa, Ontario. General Motors says it will move production of the Camaro from its Oshawa operation in Ontario to a plant in Michigan.

Frank Gunn/The Canadian Press/AP/File

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You might think the Chevy Camaro is one of the ultimate expressions of American motoring muscle--and you'd be correct, except for the fact that it has been built in Canada since its 2009 return to production.

Skip to next paragraph MotorAuthority

This website offers the?best car news, photos, spy shots, and auto-show coverage. Click here?for car news?from around the world ? and around the clock.

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That won't be the case with the sixth-generation Camaro, however, as production is moving out of the Oshawa?Car?Assembly plant in Canada and into the Lansing Grand River Assembly Plant in Michigan.

Reasons for the move, according to?Chevrolet, are improved production efficiencies and lower capital investment, as the Camaro is the only?rear-wheel drivevehicle currently built at Oshawa. The Lansing plant also builds the ATS and CTS, so adding the Camaro to it "consolidates the RWD assembly with the?Cadillac CTS?and ATS."

Except, of course, for the rear-wheel drive Corvette built in Bowling?Green, and the company's various?pickups, SUVs, and the upcoming SS, built at other GM plants. Might the "consolidation" GM is speaking of then refer not just to its?rear-driveofferings, but to?the Alpha platform?the next Camaro is expected to be based on??

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The Death of BYOD ? Courtesy of Apple and Google

Let?s straighten a couple of things out ? BYOD exists entirely because of Microsoft, not the iPad, and not because of any Android devices. The reason why is because of ActiveSync. An iPad without ActiveSync is a giant Kindle Fire ? a consumption device. The same goes for Android devices and for both of those smartphone platforms. Without ActiveSync, you do not get to a majority of corporate email. If somewhere along the line during this explosion of mobility, had Microsoft closed off ActiveSync, there would be no BYOD. People would not have started bringing them into IT environments and trying to do much business-wise because without email, calendaring, and contacts, they would be useless. So we?re looking at a couple of things here and some interesting developments in the world of enterprise mobility. The end state could be that Google and Apple are playing themselves right out of the enterprise.

The Microsoft Surface is an exceedingly needed business computing device, and there is a real anticipation building along with other Windows 8 touchscreen and convertible devices. Just look from a high-level the biggest need the Surface fulfills ? a true, full-fledged, polished Windows 8 experience in an enterprise grade business-design tablet form for just about $1000. IT departments are surely considering the prospect of deploying a standardized base of configurable devices in a world that up until now consisted of a countless onslaught of concerns including connection methods, security concerns, fragmented hardware, just to name a few challenges.

To learn more and to read the entire article at its source, please refer to the following page, The Death of BYOD ? Courtesy of Apple and Google- SiliconANGLE.com

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4 ways to summon your purpose in life - Business Management Daily

Some lucky people seem to have been born with a greater purpose in life while the rest of us are left to search for ours.

Umair Haque, director of Havas Media Labs, thinks the problem may be that we?re looking so hard. Instead, he suggests four ways we can approach the world.

  1. Ditch the cool facade and feel the love. Instead of feeling and expressing real love, we use weaker substitutes such as ?passion,? ?dreams? or ?bucket lists.? These days, we?re more likely to feel the opposite of love?hate, anger, fear and envy?but purpose is a form of love, real love.
  2. Feel the pain of heartbreak. Part of our modern-day cool facade involves insulating ourselves against everything that could cause an emotional ache or pain. To open yourself back up to feeling, you need to immerse yourself in some things that make you ache and maybe break your heart.
  3. Drive through life NASCAR style. Most people approach life like a Formula One race, trying to drive the cleanest laps to achieve the fastest time. People who find true purpose and fulfillment, though, take a NASCAR approach, where hits and scrapes are part of the experience. You have to be willing to take hits, fail, start over and keep going.
  4. Seek forests, not fireworks. Fireworks are exciting, but they just spark, flare and fizzle in a matter of seconds. Purpose and the love it takes to achieve it come from a calmer, slower process akin to the growth of a great forest. As you go through that life, you will be bruised, scarred and hurt, but if you?re lucky, purpose will find you and redeem you from the void of an empty and unfulfilling life.

? Adapted from ?How to Let Your Purpose Find You,? Umair Haque, Harvard Business Review.

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Egypt president warns against new unrest

CAIRO (AP) ? Egypt's Islamist president warned against any unrest that could harm the drive to repair the country's battered economy in his first address before the newly convened upper house of parliament on Saturday, urging the opposition to work with his government.

In the nationally televised speech, Mohammed Morsi said the nation's entire efforts should be focused on "production, work, seriousness and effort," now that a new constitution came into effect this week, blaming protests and violence the last month for causing further damage to an economy already in crisis since the fall of autocrat Hosni Mubarak.

Citing the economy, Morsi pressed the opposition to drop its refusals to deal with his government, repeating his invitation for it to join a national dialogue he has been holding ? and adding a warning that appeared directed at the opposition not to turn to protests that might cause unrest.

All sides must "realize the needs of the moment" and work only through "mature democracy while avoiding violence," he told the 270-member Shura Council. "We condemn and reject all forms of violence by individuals, groups, institutions and even from the nation and its government. This is completely rejected."

Last month, the largely secular and liberal opposition launched a wave of protests against decrees by Morsi grabbing new powers ? since revoked ? and against the draft constitution that his Islamist allies rammed through to finalization and put to a referendum, completed a week ago. In response, Islamists also launched mass rallies, and the two sides erupted into violence several times. The worst violence came in clashes outside the presidential palace in Cairo that killed 10 people, and though it was sparked when Islamists attacked a sit-in, Morsi's allies have depicted the opposition as to blame.

Opponents fear that Morsi and the Muslim Brotherhood, from which he hails, are monopolizing rule and that the new constitution will consecrate their power. The charter allows for a stronger implementation of Islamic law, or Shariah, than in the past and provisions that could limit many civil rights and freedoms of minorities. The charter was passed by 64 percent in the referendum, though turnout was only around 33 percent.

Under the new constitution, the upper house of parliament, which normally has few powers, is now serving as the law-making body until a new legislating lower house is chosen in national elections expected within a few months. The upper house, called the Shura Council, has an overwhelming Islamist majority, mainly from Morsi's Brotherhood and the allied ultraconservative Salafis.

Morsi has depicted the national dialogue that he launched earlier this month as a compromise giving all factions a voice. The dialogue is supposed to draw up key legislation to put before parliament, including a law organizing the parliamentary elections, and decide other issues. The opposition has dismissed the dialogue initiative as disingenuous, and so far mainly Islamists are participating, along with a few small liberal parties.

Ahmed Maher, head of the activist April 6 Movement that helped engineer last year's uprising against Mubarak, said Morsi's speech offered nothing new beyond his acknowledgement of Egypt's economic woes. He also said he would not enter into talks again with the president until the Brotherhood "gives up some of their arrogance and stubbornness."

"I sat with the president four times before. There are never any clear results from the conversations," Maher said, adding that the opposition wants changes to the new constitution and a Cabinet led by a new prime minister with a clear plan.

In his speech, Morsi repeatedly said it was time to return to "production" and "work." While he listed some new economic projects such as developing the Suez Canal area and Sinai, he did not give details on an overall economic program, including how the government will tackle a crippling deficit or carry out expected changes in taxes or reductions of subsidies.

Morsi acknowledged in his nearly hour-long speech the country's dwindling foreign currency reserves, which stood at around $36 billion in 2010 before the uprising and now hover around $15 billion, bolstered by large Qatari deposits.

His government has requested a $4.8 billion loan from the International Monetary Fund to bridge the burgeoning budget deficit. But talks have been put off for the moment after the government this month backed off plans to raise taxes on a number of products, fearing a larger backlash amid the political protests. Potential cuts in subsidies on food and fuel and plans to raise taxes are major concerns in a country where some 40 percent of the 85 million population live near or below the poverty line of surviving on $2 a day.

Standard & Poor downgraded Egypt's long-term credit rating one level this week to B-, six steps below investment grade.

"The reason (for the lower ranking) is the lack of political stability in the recent past," Morsi said.

He denounced those he said were spreading rumors that undermine the economy. "Those who talk about bankruptcy, they are the ones who are are bankrupt. Egypt will never be bankrupt and will not kneel, God willing," he said to a round of applause.

And he appeared to chide the opposition for not working with him, saying all sides must past through the crisis together. "We all know the interests of the nation. Would any of us be happy if the nation goes bankrupt? I don't doubt anyone's intentions. But can anyone here be happy if the nation is exposed to economic weakness?"

In attendance at the session were leading national figures such as Egypt's new Coptic pope, Tawdros II, seated next to the country's top mainstream cleric, grand sheik Ahmed al-Tayeb of Cairo's Al-Azhar, Sunni Islam's foremost seat of learning. The former head of the ultraconservative Salafi Nour Party and the head of the Muslim Brotherhood party were also seated front-row along with former interim prime ministers, the country's defense minister and other members of Cabinet.

Source: http://news.yahoo.com/egypt-president-warns-against-unrest-122155109.html

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Retire Here, Not There: South Carolina - MarketWatch

By Catey Hill

Spend a day or two in the Palmetto State, and you may quickly understand the state slogan??smiling faces and beautiful places.? The state?s Lowcountry region, which extends 150 miles along the state?s coast, is renowned for its miles of sugary white-sand beaches, historic architecture and abundant golf courses.

And as for those smiles, if the retired folks in South Carolina seem relaxed, it may be because they?re enjoying a more low-key lifestyle, and less congestion, than they would a little further south among their brethren in Florida. While a growing number of people have been flocking to the state for its mild winters and slower pace, the state remains a bit of an ?undiscovered gem,? says Laura Scharr-Bykowsky, a principal at Ascend Financial Planning in Columbia, S.C. What?s more, the state boasts low property taxes and no state estate tax.

Of course, the state has its drawbacks, too. Summers are often hot and humid, and Palmetto State summers can be dominated by the palmetto bug?the state?s version of an extra-large cockroach. While many of the state?s smaller cities and towns offer a good mix of cultural offerings, residents say much of the area offers relatively little in the way of shopping or night life.

There are exceptions to the ?undiscovered? rule, too, and some of the state?s more popular destinations have gotten pricey. Take Hilton Head Island, a Lowcountry resort about a 45-minute drive from Savannah, Ga., famously frequented by former President Bill Clinton and his family for vacations. All the extra attention has helped to lift prices: The cost of living is 33% higher than the national average and the median home price is $305,700, according to Sperling?s Best Places.

Still, for those looking for a warm and friendly retirement retreat, there are plenty of cheaper alternatives. Here are four.

Source: http://www.marketwatch.com/story/retire-here-not-there-south-carolina-2012-12-27

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