
The snowball effect is a phenomenon that can take a person from point A to point Z in a hurry, but it can move in reverse just as easily. The snowball effect, of course, is the idea that one small event can produce more significant events, which in turn can produce even more events of even greater significance; just as a snowball picks up mass as it rolls down a hill. It occurs with positive events, leading to great achievements, or negative events, resulting in collapses of great proportions. The snowball effect is not a naturally occurring phenomenon though, it requires initial successes to jump-start the process, and attention during the process to ensure it stays on track, but the effects can be very powerful in building a business.
New real estate investors are often discouraged by the pace of business growth, especially considering the lofty goals most investors set after dreaming of a real estate empire. The discouragement often leads to a fizzing out or an abrupt end to an investing career, often because each victory was celebrated separately, instead of tied to the sum and built upon properly.
POSITIVE:
After thoughtfully developing a business plan and saving a large portion of his salary, a new rehabber with enough money saved for one deal finds and purchases a property to rehab and sell. He closes on the property and puts his team to work immediately, finishing the project near the estimated completion date and on-budget (good thing he built-in some contingency funds). The project was a huge success, netting the rehabber a nice profit.
Instead of withdrawing the funds for personal use, the rehabber uses the funds to purchase two more projects. As his business moves forward, he encounters more contractors and other key personnel, helping him complete the projects quicker. Additionally, he learns the tricks of the trade and hones his deal analysis skills. Now armed with available funds, better contractors, more profitable deals and priceless experience, this investor has the snowball rolling in the right direction.
NEGATIVE:
After staying up late and watching a real estate guru sales pitch, investor X is ready to make a fortune in real estate. He thinks back to those home flipping shows he used to watch on television . . . ?how hard could it be??
This new, self-proclaimed rehabber pulls out the yellow book to find an agent that can help him snag a good deal. He explains to the real estate agent what he is looking for, a house he can purchase, renovate and sell for a huge profit, just like on television. Within 45 days this rehabber has closed on a property and is ready to go to work. He does not have contractors lined up yet, but finds a handyman in the classified and hires him to do the work. The property is finished several months later, but the costs far exceeded estimates and some of the work is shoddy; worse yet, the after repair value is not what the real estate agent claimed it would be. After losing what little money he had, investor X decides real estate investing is too difficult and decides to give it up.
Prognosis of the Snowball Effect & Real Estate?
Certainly these examples are over-simplified and exaggerated, but they illustrate how easily a good situation can become great and a bad situation can dissolve into a terrible one. Furthermore, they highlight the importance at looking at successfully completed deals or steps as part of a bigger plan, not as individual, unrelated events.
So next time you complete a deal or make a business decision (big or small) take some time to think about how it might shape the future and consider steps you can take to amplify the snowball effect when it is going the right direction and reverse it when it is not. I look forward to comments about how the snowball effect worked for or against you in real estate, so please chime in if you have one!
Photo: Putneypics
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Author: James W. Vermillion III
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James W. has written 13 articles for us.
Source: http://www.biggerpockets.com/renewsblog/2012/11/04/snowball-effect-amplify-success-failure/
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LSU running back Jeremy Hill (33) dives into the end zone for a touchdown against Alabama in the third quarter of an NCAA college football game in Baton Rouge, La., Saturday, Nov. 3, 2012. (AP Photo/Bill Haber)
LSU running back Jeremy Hill (33) dives into the end zone for a touchdown against Alabama in the third quarter of an NCAA college football game in Baton Rouge, La., Saturday, Nov. 3, 2012. (AP Photo/Bill Haber)
LSU wide receiver Jarvis Landry (80) catches a touchdown pass over Alabama defensive back Deion Belue (13) during the fourth quarter of an NCAA college football game in in Baton Rouge, La., Saturday, Nov. 3, 2012. (AP Photo/Bill Haber)
LSU Tigers wide receiver Jarvis Landry (80) celebrates catching a touchdown pass against Alabama during the fourth quarter of an NCAA college football game in Baton Rouge, La., Saturday, Nov. 3, 2012. (AP Photo/Bill Haber)
Alabama quarterback AJ McCarron (10) passes in the first half of their NCAA college football game against LSU in Baton Rouge, La., Saturday, Nov. 3, 2012. (AP Photo/Bill Haber)
LSU safety Jerqwinick Sandolph (39) recovers a fumbled punt return by Alabama wide receiver Cyrus Jones (8), as linebacker Tyler Hayes (36) and defensive back John Fulton (10) cover in the first half of their NCAA college football game in Baton Rouge, La., Saturday, Nov. 3, 2012. (AP Photo/Bill Haber)
BATON ROUGE, La. (AP) ? With Alabama's hopes of a second straight national title slipping away, A.J. McCarron shook off a dismal second half and guided the Crimson Tide right down the field.
Talk about a Saturday night stunner in Death Valley.
McCarron read an LSU blitz and flipped a screen pass to T.J. Yeldon, who did the rest on a 28-yard touchdown with 51 seconds remaining that gave the top-ranked Crimson Tide a 21-17 victory over No. 5 LSU.
Alabama (9-0, 6-0 Southeastern Conference) now has a clear path to the league championship game in Atlanta, and remains solidly on course to defend its national title in Miami.
But this one was a struggle. Led by embattled quarterback Zach Mettenberger, LSU (7-2, 3-2) fought back from a 14-3 halftime deficit with an offensive performance that was nothing like their dismal showing against the Tide in last season's BCS championship game.
Jeremy Hill scored on a 1-yard run late in the third quarter, LSU's first TD against Alabama since 2010 ? a span of nearly three full games. Then Mettenberger threw perhaps the best pass of his LSU career, hooking up with Jarvis Landry on a 14-yard touchdown that put the Tigers ahead 17-14 with just under 13 minutes remaining.
LSU was on the verge of putting the game away, driving into Alabama territory and forcing coach Nick Saban to call his remaining timeouts. But Drew Alleman missed a 38-yard field goal, and McCarron took over from there.
He completed three straight passes to put Alabama in scoring position. Then, when LSU brought a corner blitz, he got the ball away quickly to Yeldon. The freshman running back broke one tackle and faked out another defender, racing to the end zone for the winning score.
"I'm really, really pleased with that last drive," Saban said. "That's something I'll never forget."
Before the final drive, McCarron was 1 of 7 for 0 yards in the second half. All was forgiven when he guided the Crimson Tide on a lightning-quick 72-yard drive, connecting with Kevin Norwood on three straight passes covering 18, 15 and 11 yards against an LSU defense that was giving some room short. McCarron took one shot at the end zone, the ball falling to the turf when both the receiver and the defender fell down.
But, with a much shorter throw, he hit paydirt on the very next play.
Mettenberger, who had gotten much of the blame for LSU's lackluster offense, suddenly put it all together for the Tigers in the second half. But LSU couldn't overcome the nation's top-ranked team and some dubious calls by coach Les Miles.
The Mad Hatter kept reaching into his bag of tricks ? and kept getting burned. A fake field goal was stuffed. An onside kick didn't work. And going for it on fourth down in Alabama territory didn't work out either.
"I wish I had a couple of my calls back," Miles said. "That's the way it goes."
Mettenberger nearly bailed out his coach. He finished 24 of 35 for a career-best 298 yards, with 14 of those completions for 202 yards coming over the final two quarters.
Alabama has not been behind in the fourth quarter since 2010, and sure didn't have much experience at playing with a deficit in 2012. The Tide arrived in Baton Rouge having trailed for a grand total of 15 seconds this season ? one play against Mississippi ? and when McCarron took off on a 9-yard touchdown run with just 11 second left in the first half it looked like a repeat of last January's national championship game.
But LSU was determined not to turn in another embarrassing performance like the one in the Superdome, when a perfect season ended with a dismal 21-0 loss to the Crimson Tide. The Tigers managed only 92 yards and five first downs in that game; this time, they put up 435 yards and 17 first downs against the nation's top-ranked defense.
It still wasn't enough.
"I told the players they would have to overcome a lot of adversity to win a game here," Saban said. "Things went bad. The momentum changed. But they kept their poise, kept playing, kept competing. I've never been prouder of as bunch of guys."
___
Follow Paul Newberry on Twitter at www.twitter.com/pnewberry1963
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See the end of the editorial for an important update.
When Google unveiled the Nexus 4, Nexus 10 and a refreshed Nexus 7 in October, the moment was arguably the crescendo of a change in the Android ecosystem that had been building ever since Amazon's Kindle Fire first braved the marketplace in 2011. Along with a widely expanded Amazon lineup that includes multiple Kindle Fire HD models and a price-cut tweak to the original Fire, two of the largest players in the mobile world now have top-to-bottom device businesses built around selling at break-even prices and recouping their money through content. That might sound good on the surface, but it's a bad omen for competitors that genuinely can't respond in kind -- and it could erode some of the values of diversity and innovation that we're supposed to hold dear as technology fans.
Filed under: Cellphones, Tablets, Mobile, Apple, Samsung, ASUS, Google, Amazon, LG, RIM
Editorial: Amazon and Google are undermining mobile pricing, and that may hurt everyone (updated) originally appeared on Engadget on Sat, 03 Nov 2012 13:00:00 EDT. Please see our terms for use of feeds.
Permalink | | Email this | CommentsSource: http://www.engadget.com/2012/11/03/editorial-amazon-and-google-are-undermining-mobile-pricing/
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'It?s going be a lot of fun, but also terrifying,? he says. 'It?s entirely improvised and I haven?t done anything like that for a good while. There?s no script, we will just have outlines for scenes. I?m so excited about it.?
There's a bit more (but not much more!) in the interview. Looks like this will be constructed in a similar way to the brilliant series The Thick of It, which was also improvised on the back of a basic script blocking out key scenes. Should be fun!
Chris
Scotland 1750-1850 - 5 weeks online Pharos course, ?45.99, taught by Chris Paton from 2 NOV 2012 - see www.pharostutors.com
New book: It's Perthshire 1866 - there's been a murder... www.thehistorypress.co.uk/products/The-Mount-Stewart-Murder.aspx?(from June 12th 2012)
Source: http://britishgenes.blogspot.com/2012/11/more-on-family-tree-comedy-series.html
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A thing to hurt a person when you?re down and vulnerable. An end friend spins their back with you countless them essentially the most. Setting up relationships and putting their trust in people completely is definitely part of appearing human and associated with this companionship will likely be infrequent heartbreak as you go along. People is usually extreme and negative while feeling down or even trapped and infrequently say distressing things. So is the solution to grow more powerful skin and also harder kisses to assure do turn yourself into with regard to heartbreak again? No chance, preferably work on recovery broken human relationships, try spiritual partnership advice. Just about every relationship issue is another circumstances, vogue in your way on the path to your own personal significant other or your youngsters, no a couple resemble. The Country Relationship with Knights Band because is actually what our heart and soul desires i believe. Challenges in a connection frequently originate from blame. Actually talking to someone neutral not in the have an impact on of the relationship will help you exceptionally in letting get. Just once you discover how to get rid of the rap can a you start the actual rewarding procedure for reconciling your damaged romance. My spouse and i get letters out of ladies on a regular basis who are upset if the guy they may dating delivers this particular message. Typically, the lady paints him as a particular, when your dog is actually just getting sincere. ? What if only being together and enjoying the other person Is a next degree? Nevertheless , we have total control over our actions and ideas, for that reason you can quickly learn how to appreciate the significant others behavior, which will regain typically the strong bond back again. Not alone is actually the correct thing to do, however it strengthens your company relationship and makes you believe worthy yet again.
Source: http://laylabaird.com/rely-upon-a-relationship-getting-the-ex-back-after-an-affair/
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Last time we saw a MAG gun controller, it was being splayed all over the FCC. But, that was some time ago; gamers with a gun habit will be twitching those trigger fingers for something new. One option? How about the MAG II? Initially seeing the light of day back at E3, the PS3- and PC-compatible controller has three sensitivity settings, along with motion sensing and gyroscopic induction-based motion tracking. Makers, All Interactive Entertainment, also say that future updates will enable new functions and game play modes. Pre-orders are open now, at a cost of around $150, with the full release set for November 20th. Aim and fire at the PR below if you want more info.
Continue reading MAG II Gun Controller reports for FPS duty on PS3 and PC from Nov 20th
Filed under: Gaming
MAG II Gun Controller reports for FPS duty on PS3 and PC from Nov 20th originally appeared on Engadget on Sun, 04 Nov 2012 06:03:00 EDT. Please see our terms for use of feeds.
Permalink | | Email this | CommentsSource: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/kkDwIz7ONfE/
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With the weak economy right now, it is pretty difficult to save enough money to buy that dream SUV or luxury car of yours. Interest rates might be low, but car loans still entail a lot of obligations, sacrifices and potential court troubles. Fortunately for you, you can still get that dream car of yours by buying from repossessed car auctions.
Why is this practice so beneficial and great? Here are the three benefits of buying repossessed cars from auctions.
1. Price - This is the ultimate consideration in buying these cars. You can get as much as half-off from auctions. SUV's can go for as low as 50-70 percent from their original price. Other luxury sedans can go for as low as the same. Advertised prices can also get much lower depending on bidder interest.
2. Car Condition - It's true, most of the time, the cars that are sold through repo auto auctions are in tip-top shape. As said beforehand, most cars are repossessed because of the inability of its previous owners to pay for their auto loans. Additionally, most needed repairs are only superficial in nature, which in no way can hamper the performance of the car.
3. Convenience - With the advent of technology, purchasing cars from auctions have become much easier. You can purchase one through an online auto auction, wherein you can buy that "expensive" dream car of yours at the comforts of your own home.
Source: http://monmouthrepublicans.blogspot.com/2012/11/3-benefits-of-buying-from-repossessed.html
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Source: http://news.yahoo.com/kraft-foods-approves-650-million-restructuring-plan-222544319--sector.html
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